AllCaps recalculates ceding commissions, profit commissions, sliding scales, loss-ratio terms, and reinstatement premiums against bordereaux and settlements.
Green means premium, loss, commission, ratio, and reinstatement reconcile.
Reinsurance contracts are calculation-heavy by design. The obligation arises under the treaty, but the amount depends on premium, loss, and event experience.
Verify settlement statements against treaty formulas.
Track loss-ratio bands and commission adjustments.
Document reinstatement premium and profit commission calculations.
A treaty settlement depends on the contract formula and the experience data feeding it.
AllCaps runs that calculation continuously so ceded balances do not wait for a manual year-end reconciliation.
Sliding-scale provisions can change the economics materially as losses develop.
The exception documents the treaty band and the commission rate that should apply.
When the treaty loss ratio is below 68%, the ceding commission shall be 34% of subject premium for the applicable settlement period.
The roll-up shows clean treaties, loss-ratio bands under review, and settlement findings ready to pursue.
That gives ceded teams a consistent view of treaty performance.
We turn the economic terms in the reinsurance treaties agreement into rules: rates, thresholds, caps, credits, formulas, and exceptions.
Invoices, statements, usage files, claim data, settlement reports, and performance records run against those rules as they arrive.
Green means in line. Anything else is surfaced with the clause, calculation, period, and counterparty-ready support.
We encode commission schedules, loss-ratio bands, reinstatement terms, and settlement timing, then reconcile treaty statements.